SCAM ALERT - ATTENTION MEMBERS: We have been made aware of spam text messages coming from certain iCloud accounts, as well as phone calls spoofed from our 1-800-561-4302 phone number. Please note the Credit Union will never call from this number. Should you see a text come from an unrecogonizable number, or a call stating it's coming from our 1-800 number, do not respond or answer as these are spam attempts. You can learn more about scams and how to protect yourself by visiting our Cyber Security & Fraud Prevention webpage. Thank you.
If you have not set up your username, please enter your member number.
This section of the page contains a carousel that visually displays various slides one at a time. For screen reader users, pausing the slider will allow the slides to be announced simply when you use the carousel navigation buttons.
We will be closed on Monday, May 26 in observance of Memorial Day
You can still access your accounts and conduct various transactions and applications via our It'sMe247 Online Banking, Mobile Banking App, and CU*Talk.
Rooted in lowering your monthly loan payment.
Simplify Your Debt and Save with a Balance Transfer! Both new and current members can enjoy a low rate of 2.99% APR* for 6 months when you transfer your balances to a Valley Oak Credit Card.*
No money down, no closing costs and no prepayment penalties.
Competitive rates and affordable payments.
Anytime. Anywhere.
FREE within Online & Mobile Banking
Receive the latest news and updates via email!
* - Indicates required field
The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.
Membership is open to any person who resides in Tulare & Madera Counties, as well as thousands of employees who work for our Select Employee Groups within these two counties.
we welcome you to join us today
We are looking for people who will share our pride and passion for serving our membership and will positively contribute to our dynamic, fun and supportive team.
Read More
Stay up to date on the latest with our quarterly newsletters.
Thursday, June 27, 2024, marked 80-years of service for Valley Oak with the milestone marked by a weekslong celebration of loan and savings specials, sweet treats, drawings for prizes – as well as a ribbon cutting ceremony lead by the Tulare Chamber of Commerce!
A year in the making, Valley Oak Credit Union, local Tulare County artist Joseph Cabello, along with representatives from the Visalia Chamber of Commerce and local organizations celebrate a mural honoring the Visalia community.
Valley Oak Credit Union remains the strong financial institution you have relied on for years — and can continue to for many years to come.
Unfortunately, scammers are getting more clever these days, but by arming yourself with the necessary information, you can outsmart them. Read on to find articles about detecting card skimmers and what to do if you fall victim to any fraud activity.
Apply Now
Open an Account